If you’re trying to decide whether to buy now or wait, the key is knowing what’s expected to happen with home prices. Experts say prices will continue to climb in the years ahead, just at a slower pace. So, if you’re ready to buy, doing so now may be your best bet for your wallet. It’ll also give you the chance to use the future home price appreciation to build your own net worth through rising equity.

When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you understand your finances and what you’ll need to budget for throughout the process.

Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes, especially in Columbia County and the northern Hudson Valley where cookie cutter homes don’t exist and every property is unique. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs.